www.law.uga.edu

The University of Georgia participates in the William D. Ford Federal Direct Loan Program in which eligible students borrow from the U.S. Department of Education.  These loans are repaid directly to the U.S. Department of Education.  The first step to borrowing the federal student loans described below is to complete the Free Application for Federal Student Aid.  Federal loans which may be available to law students are:

STAFFORD LOANS
You can apply for a Stafford Loan by completing the Free Application for Federal Student Aid (FAFSA).  There are two types of Stafford Loans:
1) Subsidized: Up to $8,500/year may be borrowed.  The U.S. Department of Education pays the interest on the loan while you remain in school at least half-time.
2) Unsubsidized: Up to $12,000/year may be borrowed.  You are responsible for paying the interest on the loan from the time the loan is disbursed until it is re-paid. You can pay the interest while in school or you may allow it to accrue (capitalize).
   
GRADUATE PLUS LOANS
Graduate Plus Loans are available to law students enrolled at least half-time.  Financial need is not a requirement, but good credit is required.  The maximum annual loan amount is based on the student’s cost of attendance minus other aid received.

PERKINS LOANS
Perkins Loans are very limited federal loans and may be awarded to law students based on financial need and availability. Your FAFSA will be reviewed by the University of Georgia Office of Student Financial Aid and you will be notified if you are awarded a Perkins Loan.
 
Information and application materials may be obtained by contacting the University of Georgia Office of Student Financial Aid. With the exception of short-term emergency loans to enrolled students, all student loans are administered by this office.

For further information on scholarships or students loans, contact:

Office of Student Financial Aid 
220 Academic Building 
University of Georgia 
Athens, GA 30602-6114 
(706) 542-6147
E-Mail:  osfa@uga.edu
Web: www.uga.edu/osfa